These days, it is common to see lots of teenagers who have their own cars but what is not common is them having their very own car insurance policy. Yes indeed, you may think that just because your son or daughter is a kid with a car he does not need to get a car insurance, but think twice because prevalent are the issues that teens are not only the worst drivers but they also tend to escalate car accidents.
Most driving teens are also usually involve in drunk-driving and because of this, they usually had difficulty of having good auto insurance plans which burdens the pockets of their parents.
One of the best ways to get car insurance for your driving teen, especially a car insurance for a 19 year old is to add your teen to your own current policy. If ever someone will ask how much is car insurance for a 19 year old, it is usually a much lower rate if they are added on their parent’s policy. But then, you can also sign your teenager up for a standalone auto insurance for a 19 year old – 20 year old policy made specifically for teenagers.
As a responsible parent, you must educate your 19 year old child that his 19 year old car insurance will be more useful if he or she maintains a clean driving record, that they should not have any speeding tickets, accidents or traffic violations because car insurance companies will reduce the cost of their premium if they maintain a good driving record.Certainly, this is one of the many ways to get affordable car insurance for teens.
In addition, asking how much is insurance for a 19 year old would not be big a deal if you would enroll your teenager kid into a driver’s ed course as many car insurance companies will lessen the policy cost of insurance for teens if your son or daughter has completed a driver’s ed class. Another good way of cutting additional costs as regards to payments of car premiums is through making sure that the teen receives excellent marks (a 3.0 GPA or higher) and this comes with about a 10 percent reduction in premiums. The type of vehicle your teen have is an important thing to be considered. One final tip, parents should really avoid giving their teenagers sports cars because they are usually risky than a modest four-door sedan.
For more information about the car insurance for young drivers please visit here.