It may seem like an oxymoron, but being disciplined can bring a tremendous amount of freedom. While we can most likely apply this to every aspect of life, I am talking about your finances.
Advertisers do an excellent job of appealing to our emotions when they market to us. We really can’t go anywhere without being marketed to on some level. It may be on TV, in a magazine, your Facebook homepage, or product placement in a movie. The whole idea is to hook you on some level and convince you that your live would be better in some way and people would like you more if you had (insert product here).
This translates into your own life in the form of constantly feeling the need to have a new car, house, phone, computer gadget, clothes, etc. Don’t get me wrong, I am not against having nice things. I want you t have nice things. But not at the price of sending all of your hard earned income to someone else. We buys things we can’t afford, with money we don’t have, to impress people we don’t even know. So here we are, living paycheck to paycheck, waiting for later to save for retirement and arriving there broke.
So let’s flip the script. Live within your means and set goals for the future. Save for your retirement so you can arrive there in dignity. Don’t buy something until you save up the cash to do so. Pay off that debt and promise yourself that you won’t dedicate all of your paycheck to a bank or a credit card company, to pay for stuff that will be outdated before you even pay if off.
There is freedom in having money in the bank. Freedom in knowing your retirement is secure and your kids will go to college and not have to mooch off of you. Freedom in directing your paycheck where you want it to go, instead of struggling to pay your lenders.
A little discipline now, breeds freedom later.
My name is Tim Parady and I am 36 years old. I was born in Connecticut, raised in Virginia, had a brief layover in Kansas which led me to Texas where I met my wife and best friend. We just celebrated 145years of marriage.
I have the best job in the world, which is to improve peoples lives. I teach people how to win in all areas of there money, which affects all areas of their lives.
78% of Americans live paycheck to paycheck, with no money in the bank and little knowledge of how to invest for their retirement. You can have a different future. You can win with money and I can show you how.
I am an independent Dave Ramsey Financial Coach,and Insurance Agent at Alkali Insurance and I am here to serve you. My goal is to provide knowledge and tools to change your life. To schedule an appointment to address your financial needs and goals, email me at firstname.lastname@example.org